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Charleston WV Personal Injury Law Blog

Seeking SSD benefits for children with disabling diseases

No one ever wants to hear the devastating news that people have a serious disease. For parents in West Virginia and other states across the nation, there is no way to prepare for the horrible news that their child has cancer. Unfortunately, thousands of Americans under the age of 20 are diagnosed with cancer every year, and for many, this is a disabling disease that tremendously impacts the sufferer's life.

When it comes to Social Security disability, there are programs available for these young cancer sufferers. Although most children with cancer have not paid Social Security taxes and thus cannot be covered by Social Security disability benefits through Social Security disability insurance, these children could still receive disability benefits through the Supplemental Security Income program. SSI is available for disabled children who have limited income and resources.

Collecting SSD benefits for a mental illness

Living with a disability can be just that, debilitating; however, disabilities come in all shapes and sizes. Thus, a person suffering from one disability will have vastly different experiences than a person suffering from a different disability. Nonetheless, these differing disabilities have the ability to impact the lives of individuals in West Virginia and other state across the nation. And, as a means to offset these hardships caused by a disability, individuals will apply for Social Security Disability benefits.

Mental illness is considered a disease of the brain, and in order to be classified as one of the nearly 300 established mental illnesses, the disorder must cause distress, dysfunction and disability in one or more areas of life functioning. And, when the symptoms are severe enough to seriously limit the activities and the quality of life of the sufferer, a mental illness can be classified as a disability.

What is the difference between SSD benefits and SSI?

Whether you were born with a disability or acquired one in life due to an injury or an illness, living with a disability can be very challenging for residents in West Virginia and elsewhere. It is not only difficult to carryout daily activities, but it can be hard to maintain a job and even pay for all the medical expenses required to address any arising health concerns from the disability suffered. Such a condition can make it impossible or nearly impossible for the individual and the person's family to meet all their financial requirements and basic needs. Thus, a person living with a disability is likely to apply for Social Security disability to help offset these financial burdens.

What is the difference between SSD benefits and Supplemental Security Income? The Social Security Administration runs both of these programs, and both programs provide benefits to individuals based on the disability the person is suffering from and certain factors that make them eligible for each program.

Helping you gain SSI benefits after a disabling injury or illness

The unexpected events in life is often what makes it enjoyable and exciting; however, there are some unexpected events that could generate an immense amount of physical, mental and emotional pain, impacting the life of an individual tremendously. No one is ever prepared to suffer in a work accident, be diagnosed with a serious illness or suffer a debilitating injury or illness in any setting. The impact of a disability, whether it is permanent or not, can be financially debilitating. Therefore, it can be necessary for those living with a disability to seek out resources to help them meet all their basic and financial needs.

While Social Security disability benefits can be the source to provide the necessary funds, an applicant needs to meet the criteria laid out by the Social Security Administration or the SSA. Moreover, these funds, if awarded, may not meet all the needs of the individual. At Baily, Javins & Carter, L.C., our legal team is dedicated to guiding individuals and families in West Virginia with any issues pertaining to SSD or applying for Supplemental Security Income or SSI.

Understanding SSI benefits for children and eligibility

Parents in West Virginia and elsewhere often face the normal challenges that come with raising a child; however, for those raising a child with disabilities, these challenges can often be greater and more costly. Whether a child was born with a disability or attained one due to an injury or illness, it can be tremendously difficult for parents to meet the many needs and financial requirements for the child. In these cases, it might be helpful to consider Supplemental Security Income because it is not just a benefit for adults with disabilities

SSI for children is available for who is neither married nor the head of a household and is under the age of 18 or is under the age of 22 but is a student who regularly attends school. In order for a child to be eligible for SSI disability benefits, the child must be either blind or disabled.

What kind of help is needed on an application for SSD benefits?

Living with a disability, whether it is permanent or temporary, can be very challenging for West Virginia residents. For some, a disability due to an injury or an illness could impact life drastically, making it difficult and sometimes impossible to meet basic needs. In such matters, filing for Social Security Disability benefits, otherwise known as SSD benefits, might be the answer. However, the application process might seem overwhelming and challenging. In such matters, a representative could provide assistance.

How can a representative help you with a SSD application? Applicants are afforded the rights to have a representative, such as an attorney, assist them with the application process. If a representative does help an applicant, the representative may not charge or collect a fee from an applicant without first obtaining written approval from the Social Security Administration. Nonetheless, a representative may accept money in advance so long as it is held in a trust or escrow account.

Preparing for the interview process for SSD benefits

Suffering an injury can be life altering. While the injury might not cause permanent disabilities, the injury could be serious enough to leave an individual in West Virginia disabled for a long period of time. Such a situation could be emotionally taxing and financially stressful. While an employer might provide short or long-term disability benefits for an injury caused at the workplace, those facing disabilities often file for Social Security disability benefits for injuries.

However, when individuals apply for disability benefits they have to go through a rather lengthy application process. One thing applicants should be prepared to go through is the interview process, in which they will answer specific questions regarding the disabling condition.

Need to know facts about Social Security Disability benefits

When individuals in West Virginia become injured or ill, they will likely have numerous questions. What will you do if you cannot work for an extended period of time? How will you pay for any accumulating bills that insurance doesn't cover? How will you meet your basic needs? How will this impact your family? A disabling injury or illness can impact an individual and family members tremendously. However, there are options to offset these financial challenges. Social Security Disability benefits could be the solution to your problems.

Here are basic facts applicants for SSD benefits should know. First, SSD is a social insurance program that provides workers with the ability to earn coverage for benefits by working and paying Social Security taxes on earnings. Second, the Social Security Administration, or SSA, strictly defines eligibility for SSD benefits. In order for an applicant to be eligible to receive SSD benefits, the applicant must meet this definition. This means that the applicant cannot work due to a severe medical condition or injury that has lasted, or is expected to last, at least one year or result in their death.

Can veterans receiving VA benefits qualify for SSD benefits?

The men and women who make up our country's military forces can, unfortunately, suffer a variety of mental conditions that stem from serving our nation. Post-traumatic stress disorder, or PTSD, is frequently a problem for veterans, making it difficult for them to return to their normal life or even maintain a job. When a veteran suffers from PTSD, that veteran likely seeks veterans benefits. However, this might not be enough to meet the veteran's basic financial needs. Therefore, a veteran might seek additional assistance through the Social Security Administration, or SSA.

Can veterans receiving VA benefits qualify for Social Security Disability benefits? According to the SSA, the Department of Veteran's Affairs has a separate disability program from the SSA. Therefore, it is possible to seek disability benefits from both the VA and SSA.

Seeking SSD benefits for mental conditions

Being involved in a serious accident is a traumatic and life impacting event. In most cases, a victim suffers major physical injuries. While it is clear that medical intervention is required to help the victim recover and heal from injuries, what about the injuries that cannot be seen? A major accident, no matter the type or cause, could greatly impact the victim's emotional and mental health as well. The gravity of this impact can be hard to measure, but could result in severe anxiety, depression and even post-traumatic stress disorder. Such a circumstance could make it difficult or even impossible for victims to return to normal life, even after they have healed from the physical injuries.

At our law firm, we understand the tremendous amount of stress an accident victim undergoes, making it a difficult situation to fully recover from. We are devoted to fighting for and protecting the rights of those suffering from disabling mental conditions. Social Security Disability, or SSD, is available to those who are unable to work due to qualifying impairments.

Office Locations in Charleston, Logan and Summersville, West Virginia

Bailey, Javins & Carter, L.C. | 213 Hale Street | Charleston, WV 25301 | Local: 304-932-4639 | Toll Free: 800-889-5851 | E-Mail Us | Charleston Law Office Map

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